Mellon Capital Management Corporation ("Mellon Capital") appreciates your concerns about the privacy of personal information that you provide to us through this Web site. Accordingly, we have posted this policy to explain how we will handle that information.
Privacy of Information Given by You
If you do provide personal information about yourself, such as name, address or telephone numbers, we will endeavor to maintain that information in accordance with our internal policies governing use and disclosure of confidential information. We may disclose that information within our corporate enterprise. We may also disclose that information to unaffiliated third parties in order to respond to your inquiries, to provide services to you, to provide you with information concerning products and services that we offer, or to prevent or investigate fraud, illegal activity or misuse of this Web site. We may also disclose that information to unaffiliated third parties for other purposes if we have notified you in advance and you have not objected, you have requested or authorized us to do so, or we are required to do so by law.
Coverage of This Policy
Specific privacy policies apply to non-public personal information concerning consumers of certain products and services that we offer. We make those policies available to our customers in accordance with federal law.
NOTICE TO CALIFORNIA USERS REQUIRED BY STATE LAW: We retain information we receive through this Web site, including information you give us to open an account or purchase a product or service from us, information you give to us in inquiries and other communications, and records of any transactions you perform. We share this information with affiliated and nonaffiliated parties only as necessary to process and service your transactions with us, or as required by law. Such parties may include those who provide services to us in connection with your accounts or transactions, or who are involved in providing you the services you request. In certain instances they might include a purchaser or potential purchaser of an account. We also report information to credit bureaus in appropriate cases. And we share information with government agencies and law enforcement as necessary.
Protection of Social Security Numbers
"We" refers to the family of companies owned by The Bank of New York Mellon Corporation, including Mellon Capital Management Corporation.
Like all financial services companies, we collect a variety of information about individuals, including but not limited to our customers and employees. In many cases that information includes individuals' Social Security numbers. We use records of Social Security numbers for many purposes, especially to comply with federal and state laws such as tax laws and anti-money-laundering laws.
Our policy is (i) to comply with all laws restricting the use and disclosure of Social Security numbers, (ii) to protect the confidentiality of Social Security numbers, (iii) to prohibit the unlawful disclosure of Social Security numbers, and (iv) to limit access to Social Security numbers to our employees, and in certain cases to nonaffiliated parties that provide services to us, based on their responsibilities. To safeguard Social Security numbers, we maintain physical, electronic, and procedural safeguards that are designed to comply with applicable legal standards. Our employees are prohibited from disclosing Social Security numbers for unauthorized purposes.
We may share Social Security numbers among our affiliated companies or with nonaffiliated parties for administrative purposes, such as to process transactions, verify identities, and service accounts. We disclose Social Security numbers as required or permitted by law, such as to the Internal Revenue Service or to credit bureaus. When necessary, we disclose Social Security numbers to regulatory agencies, law enforcement agencies, courts, and parties to lawsuits.
We may share Social Security numbers among our affiliated companies for marketing purposes, but only in compliance with legal restrictions, including required opportunities to opt out of such sharing. We do not, without consent of the individual involved, share Social Security numbers with parties not affiliated with us to enable them to market their own products or services.
Information Collected Through Cookies and Similar Technologies
An IP address is a unique identifier for a device on the internet. We may use your IP address to diagnose problems with our servers, to understand the geographical location of our visitors and to enhance our Websites.
You should be aware that disabling Cookies may affect the appearance of our Websites on your device and limit your browsing experience (including preventing access to any secure areas of our Websites where relevant).
What is a Cookie?
A Cookie is a small file placed on your device when you visit certain websites.
"Session" Cookies are temporary and will expire at the end of a browser session; that is, when you leave a website. Session Cookies allow a website to recognize you and carry information as you navigate between pages during a single browser session and allow you to use the website most efficiently.
"Persistent Cookies", in contrast, remain in the Cookie file of your browser even after you leave a website and after the browser is closed. They enable a website to recognize you on your return, remember your preferences and provide tailored services to you.
For more information about Cookies, how they work, why they are so useful and how to disable them, please visit www.allaboutcookies.org.
Mellon Capital uses both session and persistent Cookies in the following ways:
- Where relevant to secure areas of our Websites, remembering your user ID so that you do not have to input it every time you visit our Websites.
- Measuring your use of our Websites so that we can improve them, enhancing your overall experience.
- To allow you to share certain information on our Websites via social media bookmarking buttons (Cookies from third parties may be used to do this).
Most browsers are initially set to accept Cookies. However, you have the ability to change your internet browser settings. It may also be possible to configure your browser settings to enable acceptance of specific Cookies or to notify you each time a new Cookie is about to be stored on your device enabling you to decide whether to accept or reject the Cookie. You can also disable Cookies by configuring your browser setting to reject Cookies. Please refer to the help section of your browser for instructions on disabling Cookies.
If you do not wish to accept Cookies from this Website please either disable them or refrain from using this Website. If Cookies are disabled, it may mean that you experience reduced functionality or will be prevented from using some or all of this Website.
Third Party Sites
Third Party Advertising
We may use third party advertising companies to serve ads on our behalf across the Internet. In order to measure and track the effectiveness of such ads, these companies will use Cookie technology so a Cookie may be set when you click on one of our ads or visit a webpage associated with our campaigns. These companies may also use and measure information about your visits to our Website as part of this same process.
When accessing any third-party/external sites that may be linked above, you will leave the Mellon Capital site. These sites are not controlled or endorsed by Mellon Capital, and Mellon Capital is not responsible for the contents, operation or security of these sites.